Only give out your business checking account information for transactions  you are familiar with, and  the company you are dealing with.  If you have not done business with a company before,  never give out your  business checking account information  if you have initiated the transaction. Criminals may ask you for your business checking account  number and then withdraw money from your account by creating a demand draft (sometimes called a “remotely created check”) or making an electronic transfer. They may also ask for your debit or credit card number and other personal information. Don’t fall for these scams and don’t let yourself be pressured into “free trial offers.” To be removed from telemarketing lists, sign up for the National Do Not Call Registry or by calling, toll-free, 1-888-382-1222

Review your business checking account  monthly statement.

Make sure all the checks, debits, automatic payments, and other withdrawals are ones you authorized. If you see a transaction you did not authorize,  notify your bank immediately. If your bank has online banking,  you don’t have to wait until your bank statement comes–you can check your transactions at any time.

Should you find a problem with your business checking account, notify your back as soon as possible.

The sooner you alert your bank to a problem,  the sooner they can get it resolved. In some cases, your bank may require you to notify them in writing.  Keep copies of any business checks documents you give the bank until the problem is resolved.  If you think the problem is a result of fraud, you should also contact your state attorney general.

If you don’t have enough money in your business checking  account,  don’t write the check or authorize the debit.

Checks are being processed more quickly these days, which means the money may be debited from your business checking  account sooner. Also, many stores and utility, insurance, and credit card companies will convert your business  checking account  to an electronic payment, which also means the money will be debited from your account sooner.  If you don’t have enough money in your account when you write a business  check or authorize a debit, you could find yourself paying a fee. For more information, see the Federal Reserve Board’s publications “What You Should Know about Your Checks” and “Protecting Yourself from Overdraft and Bounced-Check Fees.”

Know your rights under consumer protection laws concerning your business checking  account.

If you have a problem with an electronic debit or electronic fund transfer, you have certain rights under the federal Electronic Fund Transfer Act (EFTA), as explained in the Board’s “Consumer Handbook to Credit Protection Laws.” You also have rights under the EFTA if you have a problem with a check that has been converted, as described in the Board brochure “When Is Your Check Not a Check?” The Federal Trade Commission’s publication “Automatic Debit Scams (175 KB PDF)” explains your rights and what to do if you have a problem with a demand draft or remotely created check.

When it comes to your business checking account  or personal checks,  always remember to reference the information we suggested above.

Pick A Check will launch our new series within the next 45-60 days or sooner. With more banks now turning to outsourcing their business check printing to those like Pick A Check, it seemed only natural that we offer personal checks as well.

As we mentioned before, our research has found more banks are outsourcing or having someone else print their personal checks for them. It seems only natural that we offer both for your ease and convenience. Another major reason is most banks do not offer what customers are looking for in the area of personal checks. We are aware most banks offer free personal checks while having an account with them, yet as a printer we can offer more of a selection to those seeking a change.

Business Checks

These days it is commonplace for businesses of varying sizes to order business checks online.   Some of the most common reasons are no-brainer.

The first and most compelling reason, especially in tight economic conditions is cost. When companies order online it costs much less than ordering through a financial institution. This happens primarily because there is no intermediary between the company that needs them and the printing establishment.

When it is ordered through a financial institution such as a bank or credit union, they have to get a fee for handling the order request. This automatically increases the cost.

Apart from the cost saving factor choosing to order business checks online usually results in quicker delivery. The entire process of placing the order is done online at any time of the day. If done offline via telephone, mail or by walking into an office, there will be time constraints due to opening hours.

Convenience Of Ordering Business Checks Online

The convenience of anytime shopping in our fast paced world is very important especially to small businesses. This is a good way to increase efficiency.

Depending on need, some companies may have to get their checks quickly. Many online printers will deliver within a day by priority shipping using a courier service.

Granted this may result in a higher shipping cost, but the increase tends to be minimal. Plus some printers will not charge even for rush delivery depending on the quantities purchased.

In some cases, it is possible to print the leaves yourself after you have had them designed. The check printing company will ensure that security features are included and that all the requirements by financial institutions are met.

The template will then be emailed to you so you can print when needed. You will need to purchase have special printing paper to print them on.

There are many ways to brand a business. With competition being what it is in many sectors, using all potential marketing tools is a good idea. When you order business checks online, this is the perfect opportunity to highlight your brand.

Get Your Company Loge While Ordering Your Business Checks Online

Using your company’s logo on your check is a good way to do this. In fact, it is possible to include your company’s name, address, telephone number, slogan and website when you order business checks online.

Confirm with your financial institutions what they accept and which printers they recognize. Once armed with this information, turn this important piece of paper into the ideal marketing tool.

Apart from logos, there are a wide variety of other images that may be selected when you order online. In fact, innovation in design is the order of the day when it comes to online ordering and printing these. Buyers can be sure that they will never run out of options.

There are concerns when discussions turn to ordering financial documents online. This is understandable as there are many scams  lurking online to prey on the unsuspecting.

Nonetheless, ordering business checks online can be quite safe once certain measures are taken. One word of caution is to avoid ordering from just about any company. Ask for recommendations from other business owners or go to the Better Business Bureau or similar agencies for the names of reputable printing companies.  Purchasing your business checks online can be cost effective and now just as secure.